RBI Licensed Payment Aggregator

Powering India's
Digital Payments Revolution

Accept UPI, Cards, Net Banking, Wallets & more through a single integration. Go live in minutes with our developer-friendly APIs.

RBI Licensed
PCI-DSS Certified
99.99% Uptime

Accepted Payment Methods

UPI
Visa
Mastercard
RuPay
PayPal
Google Pay
PhonePe
Paytm
0Cr+
Monthly Transaction Volume
0+
Merchants Onboarded
0M+
Transactions Processed
0%
Success Rate
Payment Services

Accept Every Payment Method

One integration. All payment methods. From UPI to international cards, we've got you covered.

Online Payment Services

UPI Payments

QR, Intent, Collect, AutoPay

Credit Cards

Visa, Mastercard, RuPay, AMEX

Debit Cards

All major banks supported

Net Banking

100+ banks integrated

Mobile Wallets

Paytm, PhonePe, GPay

EMI Options

No-cost & Cardless EMI

BNPL

LazyPay, Simpl, ZestMoney

Payment Links

Shareable invoice links

QR Payments

Static & Dynamic QR

Subscriptions

Recurring auto-debit

Physical Payment Services (POS)

POS Terminals

Traditional EDC machines

Soft POS

Tap-to-pay on smartphones

mPOS

Mobile card readers

QR Payments

Bharat QR, UPI QR

Sound Box

Audio notifications

Value-Added Services

Instant Settlement

T+0, T+1 options

Split Payments

Marketplace support

Escrow Services

Secure fund holding

Invoice Payments

GST-compliant

Webhooks

Real-time notifications

Analytics

Insights & reports

Simple Setup

Go Live in 4 Simple Steps

From sign-up to accepting payments, we make the integration process seamless.

01

Sign Up

Quick merchant registration with digital KYC. Get verified in 24-48 hours.

02

Integrate

Use our APIs, SDKs, or no-code plugins. Comprehensive documentation included.

03

Accept

Start accepting payments from UPI, Cards, Net Banking, and more instantly.

04

Settle

Receive funds in your bank account with T+1 or same-day settlement options.

Why InnopayPG

Built for Scale, Designed for You

Everything you need to accept payments, manage transactions, and grow your business.

Real-time Settlement

Get your money faster with T+0 and T+1 settlement options for faster cash flow.

Instant Refunds

Process refunds instantly with automated workflows and customer notifications.

Smart Routing

AI-powered routing ensures the highest success rates for every transaction.

Split Payments

Perfect for marketplaces. Automatically split payments between vendors.

Recurring Payments

Set up subscriptions and auto-debit mandates with UPI and cards.

Payment Links

Create and share payment links via SMS, email, or WhatsApp instantly.

Multi-currency

Accept payments in 100+ currencies with automatic conversion.

Advanced Analytics

Deep insights into transactions, customer behavior, and revenue trends.

Fraud Prevention

AI-powered fraud detection to protect your business and customers.

Webhook Notifications

Real-time notifications for all payment events to your server.

24/7 Support

Round-the-clock technical support via chat, email, and phone.

Developer APIs

RESTful APIs with SDKs in PHP, Node.js, Python, and more.

Industry Solutions

Tailored for Every Business

Industry-specific payment solutions designed to meet your unique requirements.

E-commerce & Retail

Seamless checkout experience with cart abandonment recovery and multi-channel support.

Learn more

SaaS & Subscriptions

Automated recurring billing, dunning management, and subscription analytics.

Learn more

Education (EdTech)

Fee collection with EMI options, bulk invoicing, and parent payment portals.

Learn more

Healthcare

Secure patient billing, insurance claim integration, and HIPAA-compliant processing.

Learn more

Travel & Hospitality

Multi-currency support, booking deposits, and integrated refund management.

Learn more

Food & Delivery

Fast checkout for food orders, delivery partner payouts, and tip management.

Learn more

e-Sports

Tournament entry fees, prize payouts, and in-game purchases for competitive gaming.

Learn more

Non-profits

Donation management, recurring giving, and 80G receipt automation.

Learn more
Developer Friendly

Integrate in Minutes

Simple, well-documented APIs with SDKs for every major platform.

Create Payment Order
curl -X POST https://api.innopaypg.com/v1/orders \
  -H "Authorization: Bearer YOUR_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "amount": 10000,
    "currency": "INR",
    "receipt": "order_123",
    "notes": {
      "customer_name": "John Doe"
    }
  }'
use InnopayPG\Client;

// Initialize the client
$client = new Client('YOUR_API_KEY');

// Create an order
$order = $client->orders->create([
    'amount' => 10000,
    'currency' => 'INR',
    'receipt' => 'order_123',
]);
const InnopayPG = require('innopaypg');

// Initialize the client
const client = new InnopayPG('YOUR_API_KEY');

// Create an order
const order = await client.orders.create({
    amount: 10000,
    currency: 'INR',
    receipt: 'order_123',
});
import innopaypg

# Initialize the client
client = innopaypg.Client('YOUR_API_KEY')

# Create an order
order = client.orders.create({
    'amount': 10000,
    'currency': 'INR',
    'receipt': 'order_123',
})

Everything You Need to Build

RESTful APIs

Clean, predictable API design with comprehensive error handling.

Official SDKs

Native SDKs for PHP, Node.js, Python, Ruby, Go, and more.

Webhooks

Real-time event notifications for payment status updates.

Sandbox Environment

Test your integration thoroughly before going live.

Detailed Documentation

Step-by-step guides, API reference, and code examples.

Available SDKs

PHP Node.js Python Ruby Go Java .NET
Security First

Bank-Grade Security

Your data and your customers' data is protected with enterprise-grade security measures.

PCI-DSS Level 1

Highest level of payment card industry compliance

RBI PA License

Authorized Payment Aggregator by Reserve Bank of India

ISO 27001

Information security management certification

SOC 2 Type II

Service organization controls for security

Enterprise Security Features

We implement multiple layers of security to ensure your transactions are always protected.

256-bit SSL Encryption
3D Secure 2.0
Tokenization
Fraud Detection AI
Two-Factor Auth
IP Whitelisting
Rate Limiting
Audit Logs
FAQ

Frequently Asked Questions

Everything you need to know about InnopayPG

A Payment Aggregator (PA) is an entity licensed by RBI that enables merchants to accept digital payments without having direct relationships with multiple banks. InnopayPG acts as an intermediary, providing a single integration point for all payment methods including UPI, cards, net banking, and wallets.
Our streamlined digital KYC process typically completes merchant onboarding within 24-48 hours. For businesses with all documents ready, activation can happen even faster. We support Aadhaar-based e-KYC for instant verification.
Required documents include: PAN Card, GST Certificate (if applicable), Business Registration Certificate, Bank Account Details with cancelled cheque, and ID proof of authorized signatories. For proprietorship firms, only PAN and address proof are needed.
We offer flexible settlement options: T+1 (next business day) as standard, T+0 (same day) for premium accounts, and instant settlement for eligible merchants. Funds are directly credited to your registered bank account after deducting applicable fees.
Absolutely. We are PCI-DSS Level 1 certified, use 256-bit SSL encryption, and implement tokenization for card data. Our infrastructure is ISO 27001 certified with SOC 2 Type II compliance. We never store sensitive card details on our servers.
Yes, we are authorized for cross-border payments under RBI guidelines. We support receiving payments from 180+ countries in 100+ currencies, with automatic conversion to INR. PayPal integration is also available for export businesses.
We guarantee 99.99% uptime SLA with our enterprise-grade infrastructure. Our systems are deployed across multiple availability zones with automatic failover. Real-time status is available at status.innopaypg.com.
Integration is simple with our RESTful APIs and official SDKs for PHP, Node.js, Python, Ruby, Go, and more. We also offer no-code plugins for popular platforms like WooCommerce, Shopify, and Magento. Comprehensive documentation and sandbox environment are available.

Still have questions?

Contact Support

Ready to Transform Your Payments?

Join thousands of businesses that trust InnopayPG for their payment needs. Get started today with our simple integration.

Sales Enquiries
sales@innopaypg.com
Banking & Settlements
banking@innopaypg.com